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Avoid Auto Accidents

Avoiding auto accidents and filing auto insurance claims

We value your safety and sure hope that you never meet with an accident, but if it does ever happen, this article addresses two key issues: (i) avoiding accidents and (ii) filing auto insurance claims.

Here are some key tips and safe driving practices that will help you with avoiding accidents:

1. Eyes on the road. As simple as it sounds, most drivers fail this very basic tip for avoiding accidents. Whatever your distraction -- business or personal -- keep it at bay while driving. Concentrate on the driving itself and pay utmost attention to not just the road ahead, but also the sides and the rear of your vehicle. The more alert you are, the better prepared you will be to deal with emergencies that may crop up suddenly.
2. Space adequately. Try to maximize the gap between you and other vehicles so you will have ample time to exit safely, should the need arise. You should be in control of the situation around you, and not other vehicles.
3. Don't rely on other drivers. Don't expect other drivers to respond swiftly or take adequate safety measures. The onus is entirely on you.
4. Use the signals. If you are changing lanes or making a turn, provide ample time and warning to other drivers (by using the appropriate turn signals).
5. Speed limits. Speed limits were established for your own safety. Adherence to the law certainly pays in this regard.
6. Avoid tailgating and road rage. Seriously, a few minutes are not more valuable than your life. Avoid tailgating other vehicles and at all costs do not allow yourself to be subject to road rage. It pays to be calm, especially when your safety is at risk.

These common sense tips should help you with avoiding accidents. Here are some strategies on filing auto insurance claims, should you ever be involved in an accident:

1. Ensure safety. Car accidents can never be pleasant, but the last thing you would want to do is to vent at each other. Ensure everyone is safe first. In case of injuries, do call for medical help and at all costs maintain calm despite the high pressure situation.
2. Avoid admitting fault.
3. Law enforcement personnel are trained to handle these situations. Seek out their professional help in case of accidents.
4. Avoid giving recorded statements to the other party. Contact your insurance company immediately and seek the assistance of a trained claims and legal representative, who can guide you through the process.
5. Exchange information with all parties involved in the accident, including name, address, phone number, insurance-related information.
6. Try taking pictures or videos of the accident scene in a manner that will help your insurance company handle the claim.
7. Make immediate notes pertaining to the accident and record and report to insurance company immediately. Delays could cost you much more money.
8. It may also be a good idea to consult an attorney as soon as the accident occurs. Some attorneys will come on the scene to capture detailed information and take pictures.

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