Privacy and Security Protected
  • Privacy and Security Protected
What is Full Coverage Auto Insurance
In case you were wondering what is full coverage auto insurance, well, there is no such thing as full coverage auto insurance. Even if you heard your agent use the term full coverage auto insurance, there isn't really 100% coverage for all aspects of the accident.
The phrase "full coverage auto insurance" is normally used to refer to auto insurance policies with the following types of coverage:
Comprehensive liability coverage. Basically, this type of coverage, as a component of full coverage, refers to protection against vehicle damage caused by unexpected factors, such as theft, vandalism, fire, weather, and other causes unrelated to collision. Check with your insurance if this is the component she or he is referring to as full coverage auto insurance or does it include other types of coverage described in this article.
Collision. Collision coverage offers protection to the owner-driver's vehicle arising from collision with another object or vehicle.
Uninsured motorist coverage. If your vehicle were damaged by an uninsured driver, this coverage kicks and protects against bodily injury, normally to the insured driver (and accompanying passengers) at the other end.
Under-insured motorist coverage. It is similar to uninsured motorist coverage, except that there is a requirement that the party carries insurance but with limits much lower than those on underinsured motorist coverage.
Bodily injury. Provides coverage for medical bills, general damages, and other similar forms of damage.
Property damage. This form of liability coverage kicks in to protect against vehicle or other property that may be damaged at the other end of the spectrum.
In addition to these traditional forms of coverage, full coverage may also be term of art to refer to coverage for towing and roadside assistance, rental car reimbursement, medical payment coverage, and other key aspects of coverage.
Full Coverage Car Insurance Quotes
As always, we are here to serve you. Use AutoInsuranceQuotes.net to compare, shop, and save hundreds of dollars on full coverage auto insurance policies. We guarantee the lowest full coverage car insurance prices in the market.
We hope you enjoyed our article "what is full coverage auto insurance".
State by State

Select your state to find the best cheap car insurance in your area.

Ads

Get a Free Quote Today

for the most high quality policies and affordable car insurance quotes for you.
Free car insurance quotes
Ads
© 2010 AutoInsuranceQuotes.net. All Rights Reserved.